Splitr
Zero Math, Zero Drama • 100% Free

Smart Expense Sharing for Friends, Trips & Groups

The effortless way to track shared expenses, split bills fairly, and settle balances without messy spreadsheets or awkward money chats.

✓ 100% Free Forever
✓ 1-Tap Mobile Install
✓ Works Offline
✓ Debt Minimization
🌴
Bali Holiday Trip 2026
Alex M., Vikas Vikas, Sarah J., Liam C.
Group Balance
Total Spend $3,280.00
Your Net Balance +$305.00
Simplified Settlements (2 direct transfers):
Liam Chen pays Vikas Vikas $195.00
Alex Mercer pays Vikas Vikas $110.00
V
Beachfront Seafood Dinner
Vikas Vikas paid $480.00 • Split equally
you lent $360.00
A
Private Villa Deposit
Alex Mercer paid $1,800.00 • 4 people
you owe $450.00
POWERFUL FEATURES

Everything You Need to Split with Ease

Designed from the ground up to give you clarity, fairness, and zero awkwardness when sharing money with people you care about.

Group & Trip Ledgers

Organize shared expenses into dedicated groups for holidays, flatmates, bachelor parties, road trips, and couple dinners.

Smart Debt Simplification

Our graph algorithm consolidates overlapping cross-debts so you make the absolute minimum number of payments to be fully square.

Custom Split Methods

Split expenses equally, by exact dollar amounts, or by custom percentages. Multiple payers on a single receipt are fully supported!

Mobile Receipt Snapshots

Snap and attach photos of paper receipts directly from your phone camera. Everyone in the group can view the breakdown anytime.

1-Tap PWA Install

Add to your iPhone or Android home screen with 1 tap. Launches instantly like a native app, with zero App Store friction and full offline support.

Passwordless Magic Links

Don't feel like remembering passwords? Request a secure, single-use magic login link sent straight to your email inbox for 1-click access.

SIMPLE WORKFLOW

Split Costs in 3 Simple Steps

Get up and running in under 30 seconds with no complex onboarding or payment integrations required.

01

Create Group & Invite Friends

Name your group (e.g. "Japan Trip 2026") and send friends a simple invite link via WhatsApp, SMS, or email.

02

Log Expenses on the Go

Whoever paid records the cost, tags who was involved, and snaps a photo of the receipt. Everyone sees real-time balances.

03

Settle Up with Minimal Transfers

Check who owes whom. Splitr minimizes the transfers so everyone settles up quickly with zero confusion.

DEBT REDUCTION ALGORITHM

End the Web of Endless Bank Transfers

Imagine 4 friends traveling together. Without Splitr, everyone owes everyone else, resulting in 6 to 12 back-and-forth payments.

Splitr's graph simplification algorithm balances out all credits and debits into the absolute fewest payments possible. Often 10 separate debts collapse into just 2 direct payments.

Try Debt Simplification Free
❌ Without Splitr
Alex pays Sarah $45
Sarah pays Vikas $30
Liam pays Alex $60
Vikas pays Liam $25
Liam pays Sarah $40
Sarah pays Alex $15
➔
✨ With Splitr
Liam pays Vikas $75
Sarah pays Alex $40
FREQUENTLY ASKED QUESTIONS

Got Questions? We’ve Got Answers.

Is Splitr completely free to use? +
Yes! Splitr is 100% free to use. There are no subscription fees, no paywalled limits on group sizes, and no ads.
Do my friends need to download an app from the App Store? +
No app store downloads required! Splitr is a Progressive Web App (PWA). Friends can open any invite link directly in Safari, Chrome, or Edge, and install it to their home screen with 1 tap.
Can I use Splitr while traveling internationally or offline? +
Yes! Splitr features an offline-capable Service Worker engine. You can open your groups and review balances even without mobile reception or Wi-Fi.
What currencies does Splitr support? +
Splitr supports all major currencies, including AUD, USD, EUR, GBP, INR, CAD, SGD, AED, and JPY. You can select your preferred default currency right in your profile.
How do I settle payments with friends? +
Splitr calculates exactly who owes what. You can pay via PayID, bank transfer, PayPal, cash, or your local transfer method, and record the settlement in Splitr with 1 tap to update balances instantly.

Never Argue About Shared Expenses Again

Join friends, flatmates, and travel groups who split costs fairly, transparently, and effortlessly.